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Do Your Invoices Qualify for Factoring?

Answer five questions about your business, customers, and invoice volume. Get an instant result — no email required, no sales call triggered.

Fund This Week's PayrollHow It Works

Trusted by 600+ businesses nationwide

5-Question Assessment

Question 1 of 5
What industry is your business in?
What is your average invoice size?
Are your customers other businesses or consumers?
How do your customers typically pay?
What is your monthly invoice volume?
Your invoices look like a strong fit for factoring.

Based on your answers, your business profile aligns well with what we fund. B2B invoices, creditworthy counterparties, and net payment terms are exactly what invoice factoring is designed for. Enter your details and we'll send your proposal.

First Funding
Within 48 hrs
from application
Your Industry
—
Advance Estimate
Use the calculator
for your exact figure
Contract
Month-to-month
no minimums
Please enter your name
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Run the ROI Calculator First
Invoice factoring may not be the right fit — but here's what might be.

Invoice factoring is designed for B2B businesses — companies that issue invoices to other businesses, government entities, or institutions. If your revenue primarily comes from individual consumers, factoring against those receivables isn't available. Here are alternatives worth exploring:

Merchant Cash Advance
Revenue-based advance for consumer-facing businesses
→
SBA Loan
Government-backed working capital with low rates
→
Read: Factoring vs. MCA
Understand the structural difference before deciding
→
  • A small solid blue filled circle icon First invoice funded within 48 hrs · repeat invoices in 4 hrs

$900M+

Purchased Invoices

48 Hrs

To First Invoice Funded

97%

of Clients Fund Again

Non-Recourse

Options Available

After You Qualify

What Happens Next

Once you submit your application, here's exactly what to expect — with real timelines.
01

Submit your application

5-minute form. No financial statements, no tax returns. Just basic business info and the invoices you want to factor.
02

Human review

A licensed underwriter — not an algorithm — reviews your invoices and your customers' credit.
03

Funded within 48 hours

Your first invoice is funded within 48 hours of your completed application. Your advance lands directly in your operating account.
Get Your Proposal

Common Questions

Things Worth Knowing Before You Apply

Contract Terms

Month-to-month. Standard termination is 30 days notice prior to renewal. No annual commitment. No termination penalties.

Minimums

None. No minimum invoice size, no minimum monthly volume. Factor one invoice or a full portfolio — entirely on your schedule.

Personal Guarantee

Not required. We underwrite your customers' credit — not yours. Your personal assets are not on the line.

Your Customers

They'll receive a Notice of Assignment — a standard part of factoring. Our team handles this professionally on your behalf.
Get Your Proposal

Funding made simple.

See Which Option Fits Your Invoice Cycle

Get a written proposal: advance amount, fee, and exact terms — shown before you sign anything.
Get Your ProposalRun the ROI Calculator
  • No personal guarantee
  • No credit check on your business
  • No long-term contract